Funding and loans to become a pilot

Q: What financing options can I consider?

Students can consider three financing options—Intesa Sanpaolo’s “Per Merito”, BCC’s “Prestito Volare”, and BNL’s “Futuriamo”—which are available specifically to Asteraviation students.

How to plan for the cost of pilot training

Becoming a professional pilot means investing in your own training and your own future.

Asteraviation helps you understand the costs involved from the very beginning—including what is covered and any potential additional expenses—so that you can plan your investment with greater clarity, even in consultation with your family.

How much does it cost to become a professional pilot?

The cost of training depends on the chosen program and the student’s starting level.
During the orientation interview, Asteraviation provides:

The cost of training

The detailed list of included activities and services

An estimate of any costs not included

The scheduled installment plan

Prices are not published on the website; once the consultation is complete, you will receive a written breakdown, ensuring you have a clear picture of the investment before getting started.
If you already hold licenses or qualifications obtained through other schools, Asteraviation will review your documentation and assess your current level of proficiency before defining your training path and providing a corresponding cost estimate.

Solutions for financing the journey

To cover the costs of pilot training, Asteraviation students can consider options made available by banking institutions.

These include “Per Merito” from Intesa Sanpaolo, “Prestito Volare” from BCC Valpolicella Benaco, and BNL Futuriamo, all of which have different access requirements.

The granting of the loan is always subject to assessment by the bank.

Intesa Sanpaolo’s “Per Merito” (For Merit) Loan

“Per Merito” is a solution designed for students. For Asteraviation students, eligibility is assessed in consultation with the school following the ATPL exams, based on the results achieved.

Key features

The granting remains subject to assessment by the banking institution.

“Prestito Volare” by BCC Valpolicella Benaco

“Prestito Volare” is an exclusive solution reserved for Asteraviation students, available for all of the Academy’s courses. The loan is managed directly by BCC Valpolicella Benaco.

Caratteristiche principali

Amount: up to €50,000
Duration: up to 10 years, with a grace period of up to 36 months
Disbursement: in tranches, according to the schedule of the training plan
Guarantees: the Bank may require a joint account with a parent or guardian residing in Italy and/or a guarantee (suretyship) deemed suitable.

The granting is subject to the Bank’s approval; the Bank directly manages the application, assessment, contractual terms, and disbursement.

BNL Futuriamo Loan

BNL Futuriamo can be requested to support one’s educational path and the expenses associated with that education. The application, evaluation, and disbursement processes are handled directly by the Bank.

Caratteristiche principali

Amount: from €5,000 to €70,000
Duration: up to 10 years, with the option to defer principal repayment for 12 to 36 months
Payout: in a single lump sum
Interest rate: fixed for the entire duration of the loan
Guarantees: a bank guarantee and/or other forms of security deemed suitable by the Bank may be required.

The granting is subject to the Bank’s assessment and approval.

How to navigate costs and financing

01. Define your path

Consult with Asteraviation to identify the training program best suited to your starting point and your goals.

02. Get a complete picture of the costs

During the consultation, the courses, timelines, costs, and installment plan are defined. You will receive a written outline detailing the included activities, along with an estimate of any potential expenses that are not covered.

03. Evaluate the solution that suits your journey

BNL Futuriamo can be requested to finance one’s educational path. Intesa Sanpaolo’s “per Merito” program, on the other hand, is evaluated in conjunction with the school, based on the results achieved.

04. Submit the request

For BNL Futuriamo and the “Prestito Volare” loan from BCC Valpolicella Benaco, you can consult the respective bank’s website for details on how to apply. Regarding the “per Merito” loan, Asteraviation will assess with the student whether they meet the requirements based on the stage of the training program they have reached.

In both cases, the application, credit assessment, terms and conditions, and disbursement are the responsibility of the banking institutions.

Frequently Asked Questions

Are the course costs published on the website?

No. During the introductory consultation, Asteraviation works with the student to define their training path and provides a detailed cost estimate, outlining the activities included and an estimate of any potential additional expenses.

Can I enroll if I already hold licenses or qualifications?

Yes. If you have already obtained licenses or ratings, Asteraviation will review your documentation and assess your current level of proficiency in order to define your training path and provide a corresponding cost estimate.

What financing options can I consider?

Students can consider three financing options—Intesa Sanpaolo’s “Per Merito”, BCC’s “Prestito Volare”, and BNL’s “Futuriamo”—which are available specifically to Asteraviation students.

Can the funding cover the entire program?

It depends on the chosen solution, the cost of the process, and the amount that may be granted by the bank. Terms and amounts must be verified with the banking institution.

Can a parent participate in the request?

The account holder(s), any guarantees, and the involvement of a parent depend on the product chosen and are determined directly by the bank.

When does the refund begin?

The timing and methods for repayment vary depending on the option chosen and the terms set by the banking institution.

Does Asteraviation handle the financing?

No. Asteraviation provides documentation regarding the training program and, where applicable, verifies the results achieved by the student. The application, credit assessment, contract, and disbursement are handled directly by the bank.

Evaluate your path with clear information

Before you begin, it is important to know not only how much the program costs, but also what it includes and how it can be scheduled over time.

During the introductory consultation, we will work together to define the courses, timelines, costs, and installment plan. You will receive a written summary detailing the included activities as well as any excluded expenses, allowing you to evaluate the program with all the necessary information.